For a large enough file this results in the importer loading forever (the loading time grows exponentially with the file size).
The legacy importer handled this fine, but as it can no longer be used in the new version, users are forced to deal with file headers or avoid using other delimiters.
Are you able to provide an example file that fails to load in a reasonable time?
If you don’t want to use file headers, I suggest you pick a different delimiter, or quote all fields. Commas often appear in human text, so other characters will be preferentially chosen as the delimiter.