It will then mark most of your answer wrong if you don’t also enter the text used in formatting. FYI, that formatting comes from underlying HTML tags so you’ll have to type-in those too if you want your answer to be marked correct.
The bold in your notes probably comes from wrapping the text with <b> and </b> tags. The list uses <ul> and <li>.
See related topic: Type-in card type ignores HTML tags