SOLVED. Thanks for all the help.
The following diagram shows the steps I went through, starting from Excel, then using LibreOffice to produce the UTF-8 .csv, then the import into Anki, along with the card Template front and back.
Hopefully this will help someone else avoid the problems I had. As I’ve posted elsewhere in the forum, I think Anki is great. But I think what limits its use is the lack of examples showing steps to get it working. But after trying to make such an example, I admit, it’s a lot of work to do so. On the other hand, I’m no expert.