Yes, I do see the elastic overscroll when reviewing cards (that’s the review screen, right?). I see it in version 20088.5, then I updated to 20088.7, and then my phone told me about 20088.10 while I was writing this post, so I tested that one too. In all of these, vertical elastic overscroll is active on both question and answer side.
To be clear, this current behavior is indeed how I prefer as stated in my original post. On the other hand, the study options and stats screen do have overscroll suppressed. I’m not sure what is gained by being different there than the preferences screen, for example, but at least those screens are not as often used, especially the study options screen.
On to your other question:
Yes, I can still reproduce it the problem (automatic scroll to answer not going far enough), but I have observed an additional detail for you. First, note that the card needs to be long enough that scrolling is required to reach the bottom. I have an iPhone SE, which is the smallest of the current iPhones, so that might be relevant. I am also zooming at 1.1X, which is something I forgot about, but it also might be relevant. The new thing I noticed is this: if on the question side, I scroll all the way to the bottom of the question and the tap to advance to the answer, then it scrolls to the correct position on answer. If, however, I tap to advance to the answer while still viewing the top of the question, it scrolls, but not far enough. I confirmed this is still true in the latest 20088.10. I went back to compare with the current release version, and in that case, it appears to scroll to the bottom regardless of where the scroll position was when advancing from question to answer.
My thanks to you for this one. I confirm it has returned in 20088.10.
With your permission, I can post a video of what I see when reviewing a card in your deck.